Single Family Home 30-Year Fixed Rate Loan

30-Year Fixed Rate Mortgage

A 30-year fixed-rate mortgage means just that -- your interest rate is fixed and will not change over the 30-year life of your loan. That means you'll have consistent monthly payments throughout the 30-year loan repayment period.

When you choose a 30-year fixed rate mortgage, or a conventional mortgage, you will have lower monthly payments than many other loan types, but you'll pay more over the 30-year lifespan of the loan due to accrued interest.

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