Friday, June 26, 2015

How to Deal with A Difficult Homeowners Association

Get tips on how to deal with Homeowners Associations from Midwest Equity Mortgage, LLC.Whether you currently live in a community with a Homeowners Association (HOA) or are considering buying a home that is subject to an HOA - odds are you might have some concerns about how to best deal with a difficult homeowners association.

Understanding the Bylaws is Key
Bylaws are created upon the formation of a homeowners association to help create a standard of expectation. As a homeowner, reading the bylaws helps you know what is expected of your home and property as well as the proper course of action you should take to make changes or additions. An HOA will be far less of a nuisance if you follow the rules and procedures outlined in the Bylaws.

Pay Your Dues On-time and In-Full
Homeowners Associations are often comprised of volunteers or minimally compensated individuals. Staying current on your annual or monthly dues will help keep you in their "good graces" even when dealing with a problem. People are more willing to work to find a solution if you are already playing by the rules.

Don't be Afraid to Get Involved
If you are consistently frustrated with your HOA or think that changes need to be made - get involved. Reach out to help with meetings or volunteer to hold a position on the board. You'll get more accomplished by taking action than just complaining to your fellow neighbors.

Stay Professional
If you have been cited for an infraction or want to report a problem, be sure to maintain your composure. A non-emotional and professional approach will always receive greater attention than if you start out in "attack" mode. Remember to also support your claim with documentation and other appropriate information and don't forget to check the by-laws on the best course of action when contesting the HOA's decisions. 

At the end of the day, the Homeowners Association is there to help keep a community running smoothly and maintain home values. However, if you do have problems and feel that an HOA has stepped on your legal rights - be sure to take the appropriate steps to work through the issue. Filing a lawsuit may be necessary to resolve a problem but it should be a last resort action to keep everyone from wasting time and money unnecessarily. 

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Midwest Equity Mortgage, LLC

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All information provided in this publication is for informational and educational purposes only, and in no way, is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Midwest Equity Mortgage, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Midwest Equity Mortgage, LLC do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

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