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Are you applying for a loan? Here's what you need

Are you applying for a loan? Here's what you need
You should first have an idea of what kind of loan you want. Most home loans have a time period of 15 or 30 years. If you don’t want to be paying off your home for a long time, a 15-year loan is the way to go. However, with a 15-year loan your monthly payments will be higher than if you go with a 30-year loan. A 30-year loan will have lower monthly payments, but you will still be paying off the loan in a longer time period.
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