FAQs

If I have had credit problems, can you still help me?
Are there any upfront expenses?
How long does the process take?
Will you pay my creditors directly?
I am self-employed, can you still help me?
Can we borrow funds to make home improvements?
I just purchased my home a year ago. Can I still refinance?
To get an approval, what does the lender look at?
Do I have to apply online or can I talk to someone in person?
Where are you located?

If I have had credit problems, can you still help me?
Yes! We have helped many consumers who have less-than-perfect credit by working with multiple lenders that offer several options to meet your financial goals. Even if you have filed for bankruptcy or have been late with your mortgage payments, our experts can help you find the perfect refinancing solution. We also have options for home loans that do not require great credit or high down payments for approval.
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Are there any upfront expenses?
No, there are no upfront expenses when working with Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC. We do not charge a home loan application or upfront fee of any kind. In fact, we will provide a free home loan consultation with just a five-minute phone call. Plus, some clients who refinance actually end up skipping a mortgage payment or two without issue!
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How long does the process take?
A simple five-minute phone call will get you started and most home loans close in a month or so. Please note, all mortgages are unique and we'll work with you as long as it takes to secure your home loan to your satisfaction.
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Will you pay my creditors directly?
The choice is yours. Whenever possible, we attempt to give our clients their cash directly to allow them the control over how the funds are disbursed. However, if you would like us to pay your creditors directly, we can do that, too.
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I am self-employed, can you still help me?
Yes! We provide home loan options for people who are self-employed. Just a five-minute phone call with Midwest Equity Mortgage for your free loan consultation will get you started.
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Can we borrow funds to make home improvements?
Yes! If you have earned equity in your property, you will be able to access that cash to make home improvements. In fact, refinance is an excellent financial option for a homeowner who does not want to move, but would like to improve their current home.
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I just purchased my home a year ago. Can I still refinance?
Absolutely. We can help you refinance your new home as soon as one day after you close with your original mortgage.
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To get an approval, what does the lender look at?
Lenders look at several different factors, including your credit history, your ability to repay the home loan and the value of your home before signing off on an approval.
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Do I have to apply online or can I talk to someone in person?
You have four ways to get started: Apply online, call toll-free at 855-667-9442, email info@midwestequity.com, or visit any of our Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC locations.
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Where are you located?
Our main office is conveniently located in Oak Brook, Illinois, just across from Oak Brook Center. Our street address is:

Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC
One Mid America Plaza
Suite 800
Oakbrook Terrace, IL 60181

Find your local office here.

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If you have any more questions or are ready to start your free home loan consultation, contact us.