Less than ideal credit doesn’t have to stop you from buying your dream home. Get an FHA Loan from Midwest Equity Mortgage, LLC.

FHA Mortgage

If you have less than ideal credit, that doesn't mean you are ineligible for a mortgage. You can still buy a new home, or refinance your current home.

A good option to explore is an FHA mortgage, or a home loan for bad credit. Even if your credit score is low, you can still qualify for an FHA loan-- for instance, borrowers with a 580 credit score are still eligible to receive an FHA loan. You also need less down payment on the home; as little as 3.5% percent down, in fact.

If you currently own a home, you could also refinance up to 97.75% of its value using an FHA mortgage.

FHA loans aren't just for first time home buyers either! FHA mortgages come in many options, including 30- and 15-year terms, with other lengths available. Monthly payments and interest rates will vary.

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