Know your home equity
BEFORE you refinance.
Get our Free Equity Worksheet!

Thinking about refinancing?
Start here.

  • Easily calculate your loan-to-value (LTV) ratio, which lenders use to determine application approval.
  • Plus, we're sharing our strategy for refinancing that gives you a lower payment AND allows you to pay off your mortgage (and debt)…FAST!
  • Fill out the form above to get your free Equity Worksheet.

Determine your loan-to-value (LTV), and find the right strategy for you! Get the worksheet above.

Easy-To-Use Worksheet


The calculator allows you to quickly calculate your LTV and offers the flexibility you need to see your options.
Easy to Understand

Easy To

Most people don't understand what LTV means and how it affects your ability to get approved for a mortgage. Our calculator breaks it down in easy-to-understand terms.
Choose Your Strategy

Choose Your

The more equity you have, the more refinancing options available to you. If your LTV is too high, we provide you with several strategies to lower it.
Save Time and Money

Save Time
and Money

Learn how you can pay your debt off sooner with our SmartREFi™ program. Use our included bonus worksheet to see how!

What Our Clients Say

Cal "Very easy to use!
I knew I wanted to refinance soon but I wasn't sure if I had enough equity for it to make sense. This worksheet was exactly what I needed. Now I feel like I know what my lender is talking about."
- Cal R., California

Frequently Asked Questions

Is this really free?
Yes! Enter your email and we'll send the spreadsheet to you right away.

Do I have to have technical knowledge to use it?
No. If you have ever opened an MS Excel document and typed a number in a cell, then you've got all of the know-how you need to use this worksheet.

Contact Us - 4 Ways to Get Started

Apply Online

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Call us toll-free

Call 855-767-3434

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to a live representative.
Email us

Email Us »

Email or directly to your loan specialist.
Find an Office

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We have 3 office locations across the United States.
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