Navigating and successfully obtaining a home loan mortgage when self-employed can still be a challenge. With tens of millions of self-employed and entrepreneurial Americans there has to be a better way and experience to achieve the American dream! Most loan officers, banks, and lenders do not have the expertise to serve the self-employed effectively because they can't navigate progressive loan programs or think outside of the box. However, Midwest Equity Mortgage can help with home loan solutions for the self-employed that don't require the traditional income verification of an agency mortgage. Today’s solutions now come equipped with extra consumer protections and could be a viable alternative to a traditional home loan.

If you are self-employed and are finding it difficult to find a lender that can help qualify and underwrite your income situation we could have a solution where no tax returns, K-1s, or 1099s are required.

To apply for a mortgage using your bank statements call us or apply online today and ask about a No-Income Verification Mortgage.

Call 866-906-4647, complete our secure online application, or contact us for more information.

A No-Income Verification Mortgage, Could Work For You Because:

  • Doesn't require standard income documentation like paystubs, W2s or tax returns for approval.
  • Business or personal bank statements WORK!
  • You had business expense write-offs last year.
  • Not a hard money loan!
  • Flexible credit requirements
  • Your income declined recently
  • You have irregular income
  • You’re a real estate investor
  • You have a high net worth but no job
  • Past credit events such as bankruptcy or foreclosure are OK!


  • Higher down payments or equity positions required.
  • Higher costs than conventional rates.
  • Qualify on revenue in lieu of revenue


  • Bank statement mortgage
  • Asset-based mortgages
  • Qualify on revenue in lieu of revenue
  • No-income, no asset loans

Explore your home loan options

We will help you choose the right rate and mortgage term that works for you.

Get Approved Today!

Call 866-906-4647, complete our secure online application, or contact us for more information.


Call today and ask about the No-Income Verification Mortgage. Additional terms and conditions may apply.

Complete our secure online application or contact us for more information.

Are these mortgages for the self-employed?


What types of properties are eligible for these loans?

The No-Income Verification Mortgage works with eligible single family homes, condos, PUDs, vacation homes, and investment/rental properties.

Can the No-Income Verification Mortgage be used for an investment properties?


Are Bank Statement loans available through the FHA?

No, The Bank Statement Mortgage is not affiliated in any way with the FHA, HUD, or VA.

Are there any laws against mortgages being issued to borrowers with no-income verification?

Making a portfolio mortgage loan is not illegal. 

How long does the process take?

Typically less than 30 days!

How do I get started?

Call 866-906-4647, complete our secure online application, or contact us for more information.

Our website is secure, using SSL technology, to ensure your information is kept confidential.

If you need an no-income verification in Chicago, no-income verification in Illinois, no-income verification in San Diego, no-income verification in Los Angeles, no-income verification in California, no-income verification in Denver, no-income verification in Colorado, no-income verification in Miami, no-income verification in Tampa Bay, no-income verification in Florida, then call now!!

**  Low Doc programs may have a higher interest rate, more points, or more fees than other products requiring full documentation.


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