Testimonials 

We're proud of the service we provide to our clients. By using a customer-first model of service, we've seen a lot of happy customers over the years. Here are their thoughts:

Jim Apessos is very helpful and friendly. It’s always a pleasure working with him. My family and I have done a few refinances, and have always been happy with his service! Jim is very knowledgeable and makes the process very easy. I would highly recommend him. He also keeps you updated with interest rates and recommends the best option for you. Thank you Jim, for all your help and making things a bit easier these past couple of years!
This is the second time I have used Jim Apessos to refinance. We talked a few months ago and he advised to wait a while. As soon as rates dropped again, he called and we had the paperwork done and the deal closed in two weeks. I highly recommend Jim & Midwest Equity Mortgage.
Jim Apessos is very helpful and always available to educate and answer any questions. Will definitely use his services again in the future. Highly recommended.
Jim Apessos is absolutely wonderful. We got lucky finding him and he will remain on our roster of advisors as long and as far as his career takes him, which I suspect will give us a great deal of time together. I wouldn’t use anyone else, and recommend Jim to everyone.
About a year ago, I contacted Jim Apessos to see if we could get rid of my PMI. Jim was honest and quick with his response. Unfortunately, I had to wait a bit longer to refinance. Jim told me to be patient, and he was absolutely right! This experience was easy and smooth. Jim was always there to answer my questions. Now, my PMI is gone and I am saving money each month on my mortgage! Jim Apessos will be the only mortgage guy I will ever use!
I have worked with Jim Apessos twice so far both when purchasing my first home and recently for a refinance. He does an awesome job walking you through the details of the process and is very transparent especially when it comes to setting up a loan that realistically works within your budget. Also, I appreciate his ability to work quickly and efficiently. His response time when communicating makes the loan process easy. If you do everything on your end as a borrower for a refinance, he can help you get funded within one month! I highly recommend his services if you are looking for a reliable lender.
By profession, I am a loan document signer so I get to work with a lot of lenders and brokers. I met Jim Apessos many years ago and I noticed when I was signing the loans for his clients, they always were so very happy with their experience. In fact, he would have many repeat customers and referrals, all very happy with their lending experience. I have referred many of my friends and family to Jim as well. Just a few months ago, I got to experience his services myself when I was buying a new home. I absolutely loved how he was very upfront and honest with me about exactly what I needed to complete the purchase. He even worked extra to get me a better rate on mortgage insurance which brought my over all payment lower. If you are in the market to refinance or purchase and you want an honest, hassle free experience, I highly recommend you contact Jim!
Great service, no stress refi with Jim Apessos.
My family and I have worked with Jim Apessos for many many years. He is extremely professional, knowledgeable, and easy to get a hold of. He will communicate with you every step of the way. I highly recommend Jim and look forward to working with him in the future!
 We just completed a home refinance with Jim Apessos. He was awesome. Like he said, it was the easiest mortgage process I have ever been a part of. Jim always kept me up to date and explained the whole process. He was available when I needed to speak with him. Their app was great to use as well and made signing documents and turning in documents easy. Great experience and would highly recommend.
Jim Apessos was great. Very professional, helpful, and fast. I have used him before and referred him to family. He will always be my go to for a mortgage.
Jim Apessos was easy to work with, and efficient. He made the entire experience easier. He is knowledgeable personable and has perfect attention to detail.
Jim Apessos is fast and efficient, one of the easiest mortgage refi experiences I've ever had. Thanks again!
I can’t say enough good things about Jim Apessos. He helped us through a complicated refi with patience every step of the way. Highly recommended!
Jim Apessos was Awesome! We knew we were in good hands when he came highly recommend by our daughter who also is a loan originator. We offered and closed in 3 weeks, all during covid shut down. Jim made the entire process of us buying our “retirement “ home the quickest and easiest of any home purchases we had ever done. He was always available to answer all emails and questions we had, even with the 3 hour time differences. With his knowledge of the lending industry and outstanding personality , You will not be disappointed choosing Jim for your lending needs.
Jim Apessos just helped me get a great new home mortgage. He made the process effortless on my part and helped me make reasonable goals for my future. I will be using and recommending his services when my friends and family need the best rates.
Great service, Easy process and quick. I would tell people if you want things to go smooth, Jim Apessos is the right person to handle your loan.
How easy was that!! Jim Apessos made the process quick and was able to limit the amount of paperwork needed to close. Could not had asked for a better experience. Thanks Jim, let’s do it again someday.
Working with Jim Apessos has been such an amazing experience. He made the entire process so simple and easy. He was always available to answer any of my doubts and questions. Made sure I understood everything that was going on. He top it up with a great interest rate ???? he sure made me happy. He will now be stuck with me and be my long life mortgage lender! Thanks Jim you are awesome...
It was a pleasure to work with Jim Apessos! He does everything possible to accommodate your needs, gets the job done and FAST! I would definitely recommend his services and wouldn’t hesitate to use him again for my mortgage refi in the future!
Every question received an answer. Kindness was extended during each conversation. It really mattered to me to have Jim Apessos looking out for me. Thank you for your outstanding service!
Jim Apessos made everything about the process seamless and stress free! He handled everything perfectly and quickly, professionally, and promptly. I had tried to work with another individual first, he did not compare to Jim’s professionalism and knowledge, They were not even in the same ballpark!... I highly recommend Jim for all of your mortgage needs!
I’m not one for writing reviews but Jim Apessos definitely deserves one. Excellent communication skills, I knew exactly what was going on throughout the whole process. It was fast, short and sweet!
I have refinanced with Jim Apessos 5 times, and it gets easier every time... on schedule no surprises, perfect. Highly recommended!
We refinanced our home with Jim Apessos who was referred to us by my husbands co-worker. He certainly did not disappoint. He was extremely polite and most important, extremely knowledgeable about Mortgages and rates. He will most certainly be our mortgage lender agent, I’ve also referred him to our son and daughter-in-law, and they too, have nothing but great things to say about Jim. He got us a great lower 20 yr fixed rate. Thank you Jim for your wonderful service. 
My husband and I have had the pleasure of working with Jim Apessos on a few loans. Each time we worked with him he has exceeded our expectations. His years of experience helped ensure that we got an amazingly low rate! He is not only extremely knowledgeable but also very trustworthy. Jim, we will be your loyal clients for life! Thank you for everything!
Jim Apessos has been my family’s go to lender for years. He’s very easy to work with, upfront, honest and very efficient. I highly recommend him. Thank you again Jim!
I highly recommend Jim Apessos! I talked to a lot of mortgage lenders and agents in the past to get rid of the PMI when we purchased our new home and I did not have any success until I talked to Jim. Not only did he helped me and my husband rid off the PMI he also gave us a much better rate. Just recently he helped us again to refinance our mortgage for a much better rate and shorter term and skipped 2 payments and not to mention the closing cost was minimal. Jim is very thorough and kept us posted in a timely manner. He is reliable and extremely helpful. So for those of you who are looking to refinance or buy a home Jim is your go to person. Thank you so much Jim for all that you do. We greatly appreciate you! A very happy and satisfied customer here!!!
I have worked with Jim Apessos on my last two loans. He is always very responsive and professional. The rates he has provided have always been very competitive. The closing process has always been one of the easiest I have every experienced. The entire process was very smooth from origination through to closing. He even checks in periodically to make sure you are completely satisfied with your experience. I would highly recommend Jim for all your loan and refinancing needs.
If you need a mortgage or a refi, Jim Apessos is the Loan Originator for you. I have done several loans with Jim. He is very knowledgeable, extremely responsive, very efficient, and will get you the best rates in record time. Jim and his staff are friendly, professional, and thorough. Give them a call.
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